Attention homeowners: Real estate appraisal services for in Dubuque and Dubuque County

Here are the top seven reasons IA homeowners hire Hesselman Appraisals, Inc.:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To lower your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If real estate property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Dubuque County or the state of IA

Do you own a house in or near Dubuque? Do you need help deciding the value of your real estate?
Contact Hesselman Appraisals, Inc..

We at Hesselman Appraisals, Inc. understand the individual needs of a consumer after appraisal services. Our typical business clients get the appraisal process and the usual "products" we deliver to them. As our client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Hesselman Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping homeowners just like you rid yourselves of unwanted PMI insurance.

Challenge Tax Assessment

Lets say you live in a region that's going down -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. An appraisal report from Hesselman Appraisals, Inc. is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow viewpoint. Hesselman Appraisals, Inc. can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your house.